diff --git a/hutool-core/src/main/java/org/dromara/hutool/core/codec/Luhn.java b/hutool-core/src/main/java/org/dromara/hutool/core/codec/Luhn.java
index 66028feef..4450e43a3 100644
--- a/hutool-core/src/main/java/org/dromara/hutool/core/codec/Luhn.java
+++ b/hutool-core/src/main/java/org/dromara/hutool/core/codec/Luhn.java
@@ -23,26 +23,40 @@ import org.dromara.hutool.core.text.StrUtil;
  *     <li>把步骤1种获得的乘积的各位数字与原号码中未乘2的各位数字相加</li>
  *     <li>如果步骤2得到的总和模10为0，则校验通过</li>
  * </ol>
- *
  */
 public class Luhn {
 
 	/**
 	 * 校验字符串
 	 *
-	 * @param withCheckDigitString 含校验数字的字符串
+	 * @param strWithCheckDigit 含校验数字的字符串
 	 * @return true - 校验通过，false-校验不通过
 	 * @throws IllegalArgumentException 如果字符串为空或不是8~19位的数字
 	 */
-	public static boolean check(final String withCheckDigitString) {
-		if(StrUtil.isBlank(withCheckDigitString)){
+	public static boolean check(final String strWithCheckDigit) {
+		if (StrUtil.isBlank(strWithCheckDigit)) {
 			return false;
 		}
-		if(!ReUtil.isMatch(PatternPool.NUMBERS, withCheckDigitString)){
+		if (!ReUtil.isMatch(PatternPool.NUMBERS, strWithCheckDigit)) {
 			// 必须为全数字
 			return false;
 		}
-		return sum(withCheckDigitString) % 10 == 0;
+		return sum(strWithCheckDigit) % 10 == 0;
+	}
+
+	/**
+	 * 计算校验位数字<br>
+	 * 忽略已有的校验位数字，根据前N位计算最后一位校验位数字
+	 *
+	 * @param str            被检查的数字
+	 * @param withCheckDigit 是否含有校验位
+	 * @return 校验位数字
+	 */
+	public static int getCheckDigit(String str, final boolean withCheckDigit) {
+		if (withCheckDigit) {
+			str = str.substring(0, str.length() - 1);
+		}
+		return 10 - (sum(str + "0") % 10);
 	}
 
 	/**
@@ -54,7 +68,8 @@ public class Luhn {
 	private static int sum(final String str) {
 		final char[] strArray = str.toCharArray();
 		final int n = strArray.length;
-		int sum = strArray[n - 1] - '0';;
+		int sum = strArray[n - 1] - '0';
+		;
 		for (int i = 2; i <= n; i++) {
 			int a = strArray[n - i] - '0';
 			// 偶数位乘以2
diff --git a/hutool-core/src/main/java/org/dromara/hutool/core/data/BCN.java b/hutool-core/src/main/java/org/dromara/hutool/core/data/BCN.java
deleted file mode 100644
index 4a87f3784..000000000
--- a/hutool-core/src/main/java/org/dromara/hutool/core/data/BCN.java
+++ /dev/null
@@ -1,25 +0,0 @@
-/*
- * Copyright (c) 2024. looly(loolly@aliyun.com)
- * Hutool is licensed under Mulan PSL v2.
- * You can use this software according to the terms and conditions of the Mulan PSL v2.
- * You may obtain a copy of Mulan PSL v2 at:
- *          https://license.coscl.org.cn/MulanPSL2
- * THIS SOFTWARE IS PROVIDED ON AN "AS IS" BASIS, WITHOUT WARRANTIES OF ANY KIND,
- * EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO NON-INFRINGEMENT,
- * MERCHANTABILITY OR FIT FOR A PARTICULAR PURPOSE.
- * See the Mulan PSL v2 for more details.
- */
-
-package org.dromara.hutool.core.data;
-
-/**
- * 银行卡号（Bank Card Number）封装，参考标准：
- * <ul>
- *     <li>银行卡发卡行标识代码及卡号（JR/T 0008—2000），见：https://std.samr.gov.cn/hb/search/stdHBDetailed?id=C362C05F3E35A68DE05397BE0A0A9B00</li>
- *     <li>ISO 7812-1:1997，见：https://www.iso.org/standard/56907.html</li>
- * </ul>
- *
- *
- */
-public class BCN {
-}
diff --git a/hutool-core/src/test/java/org/dromara/hutool/core/codec/LuhnTest.java b/hutool-core/src/test/java/org/dromara/hutool/core/codec/LuhnTest.java
index 9edf4c09b..48a3bc06f 100644
--- a/hutool-core/src/test/java/org/dromara/hutool/core/codec/LuhnTest.java
+++ b/hutool-core/src/test/java/org/dromara/hutool/core/codec/LuhnTest.java
@@ -26,4 +26,13 @@ class LuhnTest {
 		assertFalse(Luhn.check("abc"));
 		assertFalse(Luhn.check("622576000821952a"));
 	}
+
+	@Test
+	void getCheckDigitTest() {
+		int checkDigit = Luhn.getCheckDigit("6225760008219524", true);
+		assertEquals(4, checkDigit);
+
+		checkDigit = Luhn.getCheckDigit("622576000821952", false);
+		assertEquals(4, checkDigit);
+	}
 }